Home Affordability  
Shopping for a home can be a very exciting time. But before you begin evaluating neighborhoods and housing options, you’ll need to know just how much you can afford to spend. This calculator is designed to give you an estimate of the amount of financing you can expect to get when you begin house hunting.
     

1. What is your current annual pre-tax income?
(Include all sources of income, including salary, interest, dividends, etc.)

$

2. What are your monthly long-term obligations?

 

2a. Monthly auto loan payments:

$

2b. Monthly credit card payments:

$

2c. Other monthly obligations: (such as student loans, alimony, child support, and other personal loans):

$

3. What would the interest rate be on your mortgage?

%

4. What would the term (length) of the loan be (in years)?

5. How much money do you have available for the down payment?

$
 
   
   
Rita Gibson Ins and Invest Servs.
601 University Avenue, Suite 140 • Sacramento , CA • 95825
Phone: 916-648-2550
CA Toll Free 877-482-2621		 • Fax: 916-927-2948
• RGibson@htk.com

Registered Representative of, and Securities and Investment Advisory Services offered through Hornor, Townsend & Kent, Inc., Registered Investment Advisor, Member FINRA/SIPC 
 

401 Ratcliff Drive SE, Suite 110, Salem, OR 97302 (503) 375-3202

Rita Gibson Insurance & Investment Services and other listed entities are not affiliated with Hornor Townsend & Kent, Inc.(HTK).  HTK is a wholly owned subsidiary of Penn Mutual.

Rita is insurance and securities licensed in the states of California (CA) and Connecticut (CT), including Kentucky (KT) for securities only.  This is not an offer or solicitation in any state where not properly licensed and/or registered.

CA Insurance License #0594805

A1CD-0314-05

 

 

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